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Safe Deposit
Box
Insurance
Why do I need safe deposit box Insurance?
Safe deposit boxes can be a great place to store valuable items such as jewelry, important documents, and family heirlooms. However, it is important to note that the contents of a safe deposit box are not FDIC insured.
This is where safe deposit box insurance comes in. This type of insurance is designed to protect the items you keep in your safe deposit box in case they are lost, damaged, or stolen. Safe deposit box insurance policies provide coverage for a wide range of items, including gold, cash, collectibles, legal documents, wills, titles, deeds, photos and electronic backup devices.
How do I get coverage?
To obtain a safe deposit box insurance policy, you don’t need a disclosure or appraisal of box contents required and new box contents are automatically insured up to your policy’s existing limits. The insurance premium starts as low as $25 per year. will vary based on the value of the items you are insuring.
How much is covered?
Safe deposit box insurance policies usually have limitations, such as a minimum coverage of $5.000 and a maximum policy limits $500.000 or higher. You should carefully review the terms and conditions of your policy to ensure that you have adequate coverage for your needs. By obtaining a safe deposit box insurance policy, you can have peace of mind knowing that your belongings are protected.
